Choosing the right payment processor is critical for anyone selling information products like courses, ebooks, or coaching programs. While Stripe and PayPal may seem convenient, they often flag info product businesses as “high risk,” leading to frozen funds, account shutdowns, and lost revenue—sometimes without warning. These platforms weren’t built for digital entrepreneurs and can jeopardize your entire business. That’s why Deposyt is the smarter alternative. Designed specifically for info product creators, Deposyt offers creator-friendly terms, proactive support, and reliable service without the risk of sudden account bans. It integrates easily with your existing tools and protects your income from day one. If you’re serious about building a long-term digital business, avoiding Stripe and PayPal isn’t just smart—it’s essential. Make the switch to Deposyt and ensure your payment system works for you, not against you. Learn more and get started at https://www.deposyt.com.
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Partnering With the Right Payment processor is Crucial.
When you’re just getting started selling digital products—like courses, ebooks, templates, or coaching programs—there’s a good chance you’ll do what most beginners do:
Sign up for Stripe or PayPal.
It’s fast. It’s easy. It feels familiar. But what you don’t know yet could cost you everything.
In this article, I’m going to show you why choosing the right payment processor is one of the most important (and most overlooked) decisions you’ll ever make as an information product creator. I’ll also explain why PayPal and Stripe are dangerously unfriendly to info businesses—and introduce you to a far better alternative built for you, not against you: Deposyt.
Let’s break this down step by step.
The Hidden Danger of “Plug-and-Play” Payment Processors
PayPal and Stripe are built for traditional online businesses—ecommerce stores, software companies, service providers. They work great in those scenarios.
But when it comes to selling digital information, their systems get skittish.
They label info products (like courses, high-ticket programs, ebooks, or webinars) as “high risk.” And when you’re considered high risk by a processor, here’s what can happen:
- Your funds get held for 90+ days
- Your account gets banned without warning
- Your customers can’t buy from you
- Your income disappears overnight
And the worst part?
You agreed to this when you clicked “Accept Terms of Service.”
Real Talk: How It Goes Down (A Hypothetical, But Very Realistic Example)
Let’s say you’re a fitness coach selling a $497 “90-Day Body Reset” course through Stripe.
You launch. Sales start coming in. You’re pumped.
Then suddenly… your Stripe dashboard says:
“Payouts paused — Under review.”
They freeze $12,000 in revenue. You email support and get a generic response:
“We’re reviewing your business model.”
Two weeks later, they permanently ban your account for violating their “Acceptable Use Policy”, citing vague language about “get-rich-quick or unsubstantiated claims.”
It doesn’t matter if your product is ethical, helpful, or transformational. If it even resembles anything Stripe or PayPal might deem risky, they can shut you down—no warning, no recourse.
Why Most Payment Processors Hate Info Products
Payment processors operate on risk profiles. Their job is to reduce chargebacks and fraud.
Unfortunately, info products get lumped into the same “high risk” bucket as gambling, crypto, or MLMs.
Why?
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Info products are digital (no physical delivery confirmation)
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Some bad actors make exaggerated claims
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Refunds and chargebacks are slightly higher on average
To avoid these headaches, processors like Stripe and PayPal simply say:
“We don’t want your business.”
Even if you’re doing everything right.
Introducing Deposyt: The Info-Product Friendly Solution
This is why I recommend Deposyt.
Deposyt was built specifically for entrepreneurs who sell courses, coaching, ebooks, digital products, and memberships.
Instead of fighting you—they support you.
Here’s how Deposyt is different:
| Feature | Stripe | PayPal | Deposyt |
|---|---|---|---|
| Built for info products | ❌ No | ❌ No | ✅ Yes |
| Account freeze risk | 🔴 High | 🔴 High | 🟢 Low |
| Transparent Terms of Service | ❌ Vague | ❌ Restrictive | ✅ Clear & creator-friendly |
| Dedicated support | ❌ Ticket-based | ❌ Inconsistent | ✅ Real people who get it |
| Integration options | ✅ Easy | ✅ Easy | ✅ Just as easy |
| Trustworthiness for long-term biz | ❌ Unreliable | ❌ Risky | ✅ Stable & fair |
Deposyt Is Proactive, Not Punitive
Deposyt works with you before there’s an issue. They don’t just yank your account without explanation. They understand your business model, and their underwriting team specializes in digital entrepreneurs.
They’re not just a processor. They’re a partner.
How to Set Up Your Payment Processor the Smart Way (Beginner Checklist)
If you’re just getting started selling info products online, here’s a quick checklist to protect your income from Day One:
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Avoid PayPal and Stripe unless you sell physical goods.
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Read the Terms of Service of any processor before connecting it to your site.
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Set up a Deposyt account at https://www.deposyt.com.
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Use realistic marketing language—no exaggerated claims or “overnight success” promises.
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Install a terms & conditions page, refund policy, and privacy policy on your site.
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Use a platform that integrates easily with Deposyt (like WordPress, ThriveCart, or Kajabi).
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Test your checkout before launch and confirm funds are flowing.
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Monitor for chargebacks or disputes and respond quickly if they arise.
Final Thoughts: Don’t Gamble With Your Income
You could create the best course in the world, build the perfect funnel, and run killer ads…
…but if your payment processor shuts you down, none of that matters.
This is why smart digital entrepreneurs choose infrastructure that won’t betray them.
And in the world of info products, that means choosing Deposyt—because it’s not just about processing payments. It’s about protecting your business.
🔗 Ready to take control?
Visit https://www.deposyt.com and get set up today.
